Though many companies advertise backpacker insurance, if you go with a company that specialises in insurance for backpackers you’ll have more chance of getting cover for the things that matter to you.
Backpacker’s travel insurance is sometimes regarded as being the cheapest insurance around even by backpackers who are only interested in a cheap price rather than getting what’s best for them. Even if you’re traveling direct to the UK you can bet you’re not going to just sit in your hostel once you arrive, so put a bit of thought into your travel insurance.
There are certain givens you want as standard in your policy:
Unlimited overseas hospital, medical and emergency evacuation. Also, not all insurance companies cover you for emergency dental to get you over the worst unless you pay an extra premium, so look out for companies that include emergency dental as standard.
24/7 contact for emergencies. Travel insurance companies invariably farm the emergency evac portion out …Continue reading